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Universale Coin and Bullion Review

This Universal Coin and Bullion (UCB) review page has been created by Bear Lake Gold, to answer many of the questions that potential investors ask about them.

We assure you that we will answer most of the questions that serious-minded investors ask about this precious metals company. In addition, as you read through this review document, we will give you additional details to help you decide whether it is best to do business with this company or look for other gold IRA firms.

As an independent organization, our aim is to provide our readers with well-grounded, impartial, and accurate information about the gold IRA firms that we review. The essence of this detail is to allow you to weigh these companies on a like-for-like basis.

We use our standard gold dealer review methodology to carry out all our evaluation processes and as a major aspect of our review procedures, we extend our research to vital individuals in the companies that we review. These include owners, staff members, management teams, and the clients of these organizations. 

We meet these people and ask them interrogative questions about the companies that they are associated with and from their responses, we form our unbiased opinions on how suitable, ethical and moral it is to do business with these companies.

Therefore, the details in this review document will cover important aspects of the company like its management team, pros and cons, products and services, and their customer rating on third-party rating websites.

In addition, we intend to use the information in this Universal Coin and Bullion review to answer the following basic investment questions.

  • Is Universal Coin and Bullion a scam or a legit company?
  • Would we suggest doing business with Universal Coin and Bullion?
  • Which companies would we recommend as the best precious metals & gold IRA investment companies?

Summary for Those Who Want a Quick Abridged Answer

After we met with the various individuals associated with Universal Coin and Bullion, we concluded the following about the company.

  • Universal Coin and Bullion is not a scam company.
  • Universal Coin and Bullion is not one of the companies we feel we can list in our top 30 gold dealers or precious metals IRA providers.

Read this document till the end to find out why we concluded the following about the company.

However, there is still one question that we have not answered, “Which companies would we recommend as the best precious metals & gold IRA investment companies?”

As part of our major goal, we provide information that our readers need to  help them make informed decisions about the best gold IRA companies to do business with. Our recommendations are based on deep and extended research and based on these, we have selected the best gold IRA companies through which you can invest in a gold IRA.

These companies are Augusta Precious Metals, Goldco, and American Hartford Gold. We have rated them as the top three gold IRA firms is the industry because of the amazing features we found about them.

Click the relevant buttons below to see the amazing details that we found about these companies and why we have rated them as the top three in the industry. All you just need to do is to put in your details and the review guides containing their various information will be your in no time. We have made their detailed guides free, straightforward and easy to understand to be worth your reading time.

Coin Grading Free Silver Offergold ira free silver offer

#1 Recommendation Best Overall Precious Metal Provider


#2 Recommendation Best  Gold IRA Based On Price


#3 Recommendation Best  Gold IRA Based On Price

UNiversal Coin and Bullion Reviews

Universal Coin & Bullion

Introduction to Universal Coin and Bullion

Universal Coin and Bullion is a precious metal company that has been in business since 1991. The company also offers rare coins and precious metals IRA services to interested investors. The company is located at 7410 Phelan Blvd, Beaumont, TX 77706-5749. Universal Coin and Bullion is an expert gold and silver company that places a high premium on its customers.

In addition, customers can purchase very popular IRA-eligible coins from it. When we spoke to one of the customer care team members, he told us that the company does not offer platinum and palladium. However, it sells a wide range of gold and silver products to interested customers.

In addition, Universal Coin and Bullion provides educational materials to inform its clients about how the precious metal industry and investing work.

The company’s website is currently down, but according to the agent we spoke with, the website has a “News & Articles” section that gives customers information about the gold and silver industry.

Apart from selling gold, silver, and rare coins, the company is also popular in the industry for offering numismatic products.

According to the agent, Universal Coin and Bullion specializes in offering the following to customers;

  • United States rare coins
  • Gold and silver bullion
  • SDIRA (Self-Directed Individual Retirement Account) services.

We also found out the company is a BBB (Better Business Bureau) accredited business, and customers can reach its representatives by calling its office at 800-822-4653.

Universal Coin and Bullion Management Team

The founder of Universal Coin and Bullion is Michael Fuljenz. Fuljenz is a popular investor in the precious metal industry. His popularity is tied to his expertise and rich knowledge of coins. Michael Fuljenz has over four decades of experience in the precious metals industry.

Michael has bagged many awards on the national and regional levels because of his ability to teach others about precious metals investing. Michael Fuljenz has also authored books and many newsletters and has been invited to various platforms to discuss precious metals investing.

What is Universal Coin and Bullion Selling?

Universal Coin and Bullion sells gold and silver bullion, both IRA-eligible and non-IRA-eligible types. The company is well known for promoting gold and silver American Eagle coins. In addition, some of the products that you will find in the company’s catalog include;

  • Australian Gold Kangaroo
  • Gold American Buffalo
  • American Silver Eagle
  • Gold and silver bars of various weights.

Universal Coin and Bullion Costs and Fees

Universal Coin and Bullion (UCB) gives its customers free shipping when they order its products online worth above $100. For orders less than $100, Universal Coin and Bullion will charge $10 for shipping.

What is Universal Coin and Bullion Products and Services?

Precious Metals

Universal Coin and Bullion sells various gold and silver bullion to interested customers. The company sells both IRA-eligible and non-IRA-eligible precious metals.

When we spoke to a customer representative, he told us that Universal Coin and Bullion encourages customers to purchase American Eagle gold and silver coins. According to him, the company believes these products are an excellent investment for the future because of their metal quality and content.

He said, "we advise our customers to buy these products yearly to add to their investment portfolio." He mentioned that these coins would keep increasing in popularity, so their prices would keep increasing worldwide. Hence, customers need to keep buying them. 

Other products that customers can purchase from Universal Coin and Bullion are

  • American Silver Eagle
  • Australian Gold Kangaroo
  • Gold American Buffalo
  • Bars

Universal Coin and Bullion Storage and Precious Metals IRAs

When we spoke to one of the company's clients, he told us that the company is not transparent with the gold IRA custodian it has partnered with, and also, they do not talk about the preferred vault storage they have partnered with.

gold ira pros and cons

How Do Customer Review Sites Rate Universal Coin & Billion

BB Review and Customer Testimonials


They have had 7 complaints closed on BBB over the last three years

Business Consumer Alllience Review


No complainants recorded in the last three years

Google review

4.0 out of 5 stars

This rating was as a result of 40 customer reviews

Facebook Reviews

No Reviews Were Found

No Reviews Were Found

Trustpilot Reviews

No Reviews Were Found

No Reviews Were Found

Universal Coin and Bullion Promotions

Universal Coin & Bullion does not offer new investors any promotions. Suppose you want to invest in a gold IRA company that offers promotions to its customers. We suggest setting up your gold IRA through Goldco. You will get $10,000 worth of free silver if you qualify for a rollover.

free $10,000 in silver

Universal Coin and Bullion Pros And Cons

Universal Coin and Bullion are a BBB-accredited business
The owner of the company is reputable in the gold and silver industry
They give their customers great learning and educational resources
Their team is made up of precious metals specialists
They sell various high-quality gold and silver products
They offer IRA services
They offer free shipping services.
They are not transparent about their precious metals IRA custodians and vault storage partners
At the time of finalizing this review, the company's website was down and had been down for some time.
They do not have enough reviews on various customer rating sites
The company does not offer platinum and palladium products

Universal Coin and Bullion Conclusion

Bear Lake Gold will give its final standpoint on this gold IRA company to end this Universal Coin & Bullion review. After we consulted with the chief players in the company, we evaluated the details we got through the lens of our standard gold dealer review methodology and found that Universal Coin & Bullion is not a scam operator.

The company is a legitimate company that has been doing business for a long time in the precious metals industry. However, we will not advise our readers to purchase precious metals from this company because of the following reasons;

  • The company does not sell platinum and palladium products, so it will be impossible to diversify your precious metals portfolio effectively. Moreover, you will have a limited investment option when you decide to do business with the company.
  • The company is not transparent with its IRA custodianship services and storage. You may have difficulty controlling your investments if they partner with a custodian or a storage vault with a questionable reputation. You stand the risk of even losing your investments.
  • They do not have many customer reviews on third-party rating sites. Moreover, some of the reviews we found were negative. It tells how poor their service and customer care can be.

If you have decided to invest in a gold IRA through a reputable company, we would advise you do so through the companies that are, in our opinion, the best in the industry, and these companies are Augusta Precious Metals, Goldco, and American Hartford Gold. They are very transparent about their services and offer a wide range of investment options, including investing in platinum and palladium. In addition, they have dozens of positive reviews on third-party customer rating sites.

These companies also have many other amazing features we have put together in their various review documents. The documents are to show you why they are the best in the industry and what you stand to gain by investing in a gold IRA through them.

Please click the relevant buttons in the ‘Top Three Universal Coin and Bullion Alternatives’ section below to get these review documents.

Our Recommended Alternatives To Universal Coin and Bullion

Our #1 Precious Metals & Gold IRA Company - Best Overall

augusta Precious Metals

Augusta Precious Metals is our best rated overall precious metals company

  • Customer care is exceptional
  • Pricing is highly competitive
  • Educational program second to none
  • The best FREE investment guide in the industry
  • Zero complaints on BBB & BCA
  • Free shipping on all orders

Our #2 Recommendation - Best For Promotions

Goldco best ira company review

Goldco is our second top rated gold and precious metal company. Having been top rated all of last year they were very close top Augusta Precious metals

  • Great promotional offers
  • Pricing is highly competitive
  • Educational program second to none
  • FREE investment guide in the industry
  • High buyback prices
  • Expert guidance provided by the team
  • First years fees waivered for new customers

Our #3 Gold & Silver Company -Great Prices and Great Customer Service

Hartford American

American Hartford Gold is our third top rated company.

  • A leading, recognized and trusted brand in the industry
  • A family owned and run business
  • Excellent customer service
  • Buy back guarantee
  • Free shipping
  • Promotional offers for new  customers
  • Transparent about cost
  • Diligent when it comes to compliance


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