best gold ira rollover

American Hartford Gold Review 2022 - Gold IRAs Reviewed 

American Hartford Gold Company Review

American Hartford Gold Group helps individuals invest in precious metals. The company is family-owned and was founded by a team of precious metals industry veterans. The CEO of the company, Sanford Mann, has helped to grow the business rapidly. He applies a philosophy of providing customers with unlimited education and honest deals. Through American Hartford Gold Group, you can purchase gold, silver, and platinum, and these are available in bars and coins. If you want to purchase the physical item, the company can arrange delivery to your doorstep. Alternatively, you can invest in precious metals via retirement accounts like IRA or 401k. With a retirement account, you will not get the physical items as they will be stored in secure depositories.

American Hartford Gold Review are they a Scam Company?

Before you make an investment in precious metals, it is essential to confirm whether the investment company you are working with is legitimate. American Hartford Gold is registered and based in Los Angeles, California. The company has an A+ rating from the Better Business Bureau (BBB), and it has an A rating from the Business Consumer Alliance. Review sites like Trust Pilot also have great reviews of the company. Based on the customer reviews and ratings at Trust Pilot, the company has an average rating of 9.6 out of 10 stars. At Consumer Affairs, the company has an average rating of 4.7 out of 5 stars. It is worth noting that most complaints against the company were about the fact that the prices of precious metals fluctuate.

American Hartford Gold Review: Why Should You Buy Gold at American Hartford?

investing in silver as part of your retirment savings

At American Hartford Gold Group, you will be able to purchase gold using a retirement account, and that means your precious metals will be stored in secure depositories. If you want to store the items at home, you can buy the metals without using a retirement account. There are many reasons for investing in gold, and one of them is that the metal holds its value. Since there is a finite amount of gold in circulation, your metals will keep going up in value, even when there are high levels of inflation. You also don’t need a lot of knowledge in investing in order to invest in gold. You can just check the price of gold every now and then so that you decide whether you want to buy or sell gold. Another benefit of investing in gold is that it doesn’t require any maintenance, and you can easily store them in a bank or depositories.

Here are some gold bars and coins you can purchase via American Hartford Gold:

  • Australian Wildlife Gold- This gold coin is minted by the Perth Mint, and it is available as a 0.25-ounce coin. It is IRA eligible and is even used as Australian legal tender.
  • Canadian Buffalo 2018- This coin is struck by the Royal Canadian Mint and is also available as a 0.25-ounce coin. It is 99.99% pure and is great for retirement investment accounts. The coin has a face value of 10 CAD.
  • American Eagle- This is the official bullion coin of the USA, and it was first struck in 1986. It is highly liquid and can be traded easily. As the official bullion of the USA, the coin is guaranteed by the federal government.
  • Canadian Buffalo 2021- This coin is struck by the Royal Canadian Mint, and it has a face value of 10 CAD. It has a purity level of 99.99%.
  • Canadian Gyrfalcon- This gold coin has a 99.99% purity level and features a striking reverse design that was created by Steve Hepburn, a renowned nature artist.

Other gold coins you can purchase via American Hartford Gold include Canadian Maple Leaf, American Buffalo, 2013 Canadian Polar Bear, and the South African Krugerrand.

Hartford Gold Canadian Maple Leaf coin
Gold POlar bear cub coin
Hartford gold Canada buffalo
south african gold kruug

American Hartford Gold Review for 2022: Why Should You Invest in Silver at American Hartford Gold?

You can also purchase silver at American Hartford Gold, and this comes with lots of benefits. Like gold, silver is used as a store of value and performs well in times of economic uncertainty. In fact, silver tends to outperform gold in returns. Its price has doubled over the past 15 years. It has been used as currency since ancient times and has proven to be a safe investment. There are a number of silver coins you can get at American Hartford Gold, and they include the following:

  • Australian Wildlife Silver- This coin is struck by the Perth Mint, and it is available as a 2-ounce coin. It is issued as Australian legal tender and has a purity level of 99.99%. On the reverse side of the coin, there is a security feature that is in the form of a micro-laser engraved letter. This feature can only be detected under a magnifying glass.
  • The 2014 Canadian Arctic Fox- This is struck by the Royal Canadian Mint and comes as a 1.5-ounce coin. The obverse of the coin has the effigy of Her Majesty Queen Elizabeth II. The reverse captures the Arctic fox in its natural habitat.
  • One Ounce Rounds- This coin is stamped with its exact purity level, which is .999. It is made with one Troy ounce of silver. The thickness and diameter vary from one coin to the other.

Other silver coins you can purchase at American Hartford Gold include the Canadian Maple Leaf, the American Eagle Proof, and the Austrian Philharmonic.

American Hartford Gold IRA Review: How Can I Start Investing in Gold or Silver at American Hartford Gold?

In order to invest in gold or silver via American Hartford Gold, you will have to follow these steps:

  • First, you will have to contact a specialist from the company using this number: 800-462-0071. The specialist will help you fill out the necessary paperwork.
  • You will then need to fund your account. In this step, you will have to make a request for funds to be moved from your existing IRA to the new one. The transaction will be completed within three days.
  • After that, you will need to select the precious metals you want to add to your portfolio, and these could be silver or gold. You can also select a bit of both.
  • Finally, you can purchase the precious metals, and they will be sent to a secure depository. If you don’t invest using an IRA account, you will be allowed to store the coins at home.

You can transfer funds from a number of retirement accounts, and these include the following:

  • Traditional IRA
  • Roth IRA
  • Thrift Savings Plan
    • 403(b)
    • 401(k)
    • 457
Best IRA Kit

Where Will My Precious Metals be Stored?

According to US government guidelines, you cannot store your gold or silver coins at home when investing via a retirement account. The coins have to be stored in secure depositories, and this process will be handled by American Hartford Gold. The depositories have to meet IRS standards. If you put the gold or silver at home, this would qualify as distribution, and this will be viewed as an early withdrawal. If you are below the age of 59.5, this will come with a 10% penalty.

American Hartford Gold works with depositories in Texas, Delaware, Los Angeles, New York, and Salt Lake City. You can call the company to see where your precious metals will be stored. You will be allowed to take your gold or silver coins at the age of 59.5. It is worth noting that taxes on gains will be deferred until you withdraw the precious metals from your account or sell the metals.

Which Fees Will I Have to Pay to American Hartford Gold?

Unfortunately, American Hartford Gold does not have specific pricing information for clients. The company does not have a minimum gold IRA contribution. However, you should note that the company offers certain benefits to people who invest larger amounts of money. You should also remember that there are no charges for moving funds from your existing IRA to the new IRA. The transaction is completely tax-free. That being said, you will have to speak to a specialist so that you make the transaction properly. Also, you should note that there are no fees for transporting the gold or silver items to the depository, and this will include insurance and tracking.

What Are the Risks of Investing in a Gold or Silver IRA?

As noted earlier, gold and silver are extremely secure investments. That means your risk of losing money will be extremely low. However, you should note that the fees for gold or silver IRAs are usually higher than those of regular IRAs. You will also not be able to claim any tax-advantaged income as gold or silver IRAs don’t offer interest, dividends, or any other forms of returns. With other forms of IRA investing, you will be able to gain tax-advantaged income.

While gold or silver IRAs have some notable disadvantages, you should note that contributions made to gold IRAs are tax-deductible. Also, qualified withdrawals from Roth accounts are tax-free. Since the coins will be stored in secure depositories, you will not risk any loss due to thef

How is the Customer Support at American Hartford Gold?

Our review of American Hartford Gold has shown an excellent customer support team. We call them on multiple occasions to asses the response to sales and customer service inquiries. Both our researchers and lots of other customers have noted that the agents are knowledgeable, helpful, and fast. To contact the agents, you will have to use telephone support, live chat, or email. You can reach them any day from Monday to Friday between 6:00 AM to 5:00 PM PST.

The website also has lots of resources that can help you make investments in gold or silver. These include news articles on the gold market, price charting tools, and expert analysis of the market. You can also complete the form on the site to get a free investment guide via email.

 

What Are the Withdrawal Rules for Gold or Silver IRAs?

Understanding the withdrawal rules for gold and silver IRAs will help you avoid fines and make the most out of your investment. You should first understand that you shouldn’t withdraw your coins before the age of 59.5. While it is still possible to withdraw the coins before this age, you will be required to pay a 10% penalty. This fine is charged because your retirement account is supposed to be funded by your pre-tax income.

Another thing you should remember is that the IRS does not require investors to take any withdrawals until they reach the age of 70.5. At this point, you will be required to take the minimum withdrawal every year. You can, therefore, let your investment earn value until you reach the age of 70.5.

The withdrawals have to begin the year you turn 70.5, and this should not be later than 31st December of the year. That said, the first withdrawal can be postponed until the 1st of April the following calendar year. If you fail to take the minimum withdrawal in any given year, you will have to pay penalties. Your Self Directed IRA will calculate the annual withdrawal amount and give it to you every year.

 

American Hartford Gold Review Pros and Cons

Pros:

  •  It offers a secure investment, so you don’t need to worry about losing large percentages of your investment.
  •  It offers excellent customer support.
  •  It has a buyback commitment that helps to lower liquidation costs.
  • You won’t need to pay shipping fees, and the metals will be stored in secure depositories.
  • The website has lots of resources for investors.
  • The company has received great customer reviews and is rated highly.

Cons:

  • The company doesn’t have clear information on its fees.

American Hartford Gold Review Investment Conclusions

American Hartford Gold is an investment company that can help you buy gold or silver. Through the company, you will be able to roll over funds from your existing IRA to a gold or silver IRA. If done properly, this transaction should not incur penalties. The company has received very high ratings from clients, and its reviews are mostly positive. Setting up your gold or silver IRA is fairly simple. You will have to first contact a representative of the company and let them know which coins you want to purchase. You will then have to fund your account by transferring funds from your existing IRA. Gold and silver IRAs are extremely secure as people around the world believe these metals can hold their value. Since they have a limited supply, your metals will appreciate in value over time.

Frequently Asked Questions About IRA Gold Accounts.

How can I contact the customer service team of American Hartford Gold?

You can reach the customer support team of American Hartford Gold via email, telephone, and live chat. The agents are available between 6:00 AM and 5:00 PM PST from Monday to Friday.

Can I get professional investment advice via American Hartford Gold?

While the company can guide you on how to purchase gold or silver, it does not offer legal or financial advice to clients. You will have to hire separate professionals for legal advice, tax advice, and retirement planning.

Will I have to pay penalties for transferring funds from my existing retirement account?

If this transaction is done properly, you will not need to pay any penalties or taxes. You can contact a tax expert to find out how you should move the funds.

Can I get the physical gold or silver coins and bullion?

According to IRS guidelines, investors are not supposed to claim physical ownership of their metals, and they also can’t store the coins at home. Instead, they have to be held in secure depositories until you reach the age of 59.5.

Which precious metals can I buy at American Hartford Gold?

This company allows investors to purchase gold and silver. All the coins sold on the platform have high purity levels as this is required by the US government.

How does the American Hartford Gold buyback commitment work?

At American Hartford Gold, you will be able to take advantage of the buyback commitment. This allows certain investors to liquidate their investments without suffering hefty fees. The company will arrange for the shipment of the coins, and then it will issue the payment

Which risks will I be exposed to when investing in precious metals IRAs?
Precious metals IRAs are extremely safe. However, you should still remember that the price of gold and silver may go down depending on certain factors, and this can lower the value of your investment. Also, you should note that this investment will not yield income.
How can I keep track of my gold or silver IRA?
American Hartford Gold will give you regular account value statements, and these will help you keep track of your investments. You can also view real-time price charts of the precious metals on the American Hartford Gold website.
Will I need to pay taxes on the gains I make from my gold IRA investment?
Your gold IRA investment will be funded with your pre-tax income, and you will not need to pay any taxes until you make a withdrawal. You should note that any withdrawals you make before the age of 59.5 will attract a 10% penalty on top of the regular taxes.
Which retirement accounts can I use to fund my gold or silver IRA?
You can fund your gold or silver IRA with funds from your retirement accounts. Eligible retirement accounts include traditional IRA, Roth IRA, thrift savings plan, 403(b), 401(k), and 457.

How much time do I have to deposit my 401k funds into new my Gold IRA?
If you are rolling over your 401k plan into a Gold IRA, it is not a case of withdrawing the cash, holding it for a while and then purchasing your Gold or precious metals. The transaction is viewed as continuous and, therefore, should not incur any tax penalties. Withdrawing money from a 401k, 403b, or 457b can incur both State and Federal tax penalties,
How important is customer support with a Gold IRA provider?
Customer services, the quality of the information provided, the quality of advice given, and the efficiency of operation are, in our opinion, the key things to consider when choosing which Gold IRA company best suits your needs. All the companies we have shortlisted and reviewed on the BearlakesGold site have excellent customers services
Can I get a Free coin From American Hartford Gold Group?
From time to time American Hartford Gold Group do promotions where if you purchase gold or silver you get allocated an amount for free gold or silver coins, generally the only way to see if you qualify for free gold or silver coins is to request the information pack by clicking the button at the bottom of this page.
What to do with your existing retirement account?
We advocate taking part of your existing retirement account a rolling it over into a Gold IRA. This has tax advantages and can helping secure your investment capital against inflation. Gold has historically been a great hedge against inflation, as the value of the dollar goes down Gold seems to have gone up more times than not.
What is the best Gold IRA rollover company?
We have reviewed 32 of the best Gold IRA rollover companies and shortlisted the top 5 Gold IRA rollover companies, we did the hard miles talking to them all, checking out their reviews so you don't have to. If you are still unsure download all of their information kits and make your own informed decision.
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